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Just as a matter of interest A friend of mine runs his own Record shop, one of the oldest in Wales, and he told me he has to prop it up to the tune of a couple of £K most years!! He does this as he would much rather sit in the shop and meet people than sit alone in his house.
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I gather that's the same situation with a good number of small bookshops. And I used to drink at a pub [now sadly closed] that the owner/landlord openly admitted he ran as a way to lose money rather than have HMRC get their hands on it.